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Water damage is one of the most common and costly problems faced by homeowners. It can occur suddenly, such as from a burst pipe or heavy rains, or it can happen slowly over time, from a slow leak or condensation. Water damage can cause serious problems like mold growth, rot, and structural damage. It can also lead to health problems from mold exposure or contaminated water.
Homeowners insurance typically covers water damage, but it is important to understand the limitations of your policy. Some policies only cover damage from sudden and accidental events, while others may exclude slow leaks. It is also important to know what is not covered by your policy, such as flooding from a natural disaster.
If you have water damage in your home, it is important to act quickly to minimize the damage. Remove any wet items from the area and dry the area thoroughly. If mold is present, you will need to clean and disinfect the area. You may also need to repair or replace damaged materials.
If you have experienced water damage, you are not alone. According to the Insurance Information Institute, water damage is the second most common type of insurance claim. Water damage can be costly and stressful, but it is important to take action quickly to minimize the damage.
Sources:
https://www.iii.org/article/understanding-your-insurance-water-damage
https://www.angieslist.com/articles/hidden-dangers-water-damage-your-home.htm
https://www.hunker.com/13424313/how-to-repair-water-damage
