When you experience property damage, it can be difficult to know what to do and who to turn to. This is especially true when it comes to insurance claims and restoration services. Here is a guide to what you can expect when making an insurance claim and working with a restoration company.
The first thing you should do after experiencing property damage is to contact your insurance company. They will likely send an adjuster to assess the damage and determine the next steps. Once the insurance company has processed your claim, they will provide you with a list of approved restoration companies.
It is important to note that you are not required to use one of the insurance company’s approved vendors. However, doing so may simplify the claims process. If you do choose to use an approved vendor, be sure to get multiple estimates and compare them before making a decision.
Once you have selected a restoration company, they will begin the process of repairing or rebuilding your property. This can be a lengthy process, so it is important to be patient. The restoration company will work with you to ensure that your property is restored to its pre-loss condition.
If you have any questions or concerns during the restoration process, be sure to voice them to your project manager. They will be your point of contact and will be able to address any issues you may have.
Once the work is completed, the restoration company will provide you with a final invoice. This will include all of the work that was completed, as well as any materials that were used. Be sure to review the invoice carefully and ask any questions you may have before making a payment.
Making an insurance claim and working with a restoration company can be a stressful experience. However, it is important to remember that you are not alone. By following the steps outlined above, you can make the process as smooth and stress-free as possible.
Sources:
https://www.iii.org/article/what-expect-filing-property-insurance-claim
https://www.restoration1.com/restoration-101/what-to-expect-during-restoration/
https://www.servpro.com/restoration-vs-construction-services