How to Safeguard Your Home Against Flood Damage
Floods are one of the most common and costly natural disasters in the United States. According to the National Flood Insurance Program, floods cause an average of $6 billion in damage each year.
While you can’t control the weather, there are steps you can take to reduce your risk of flood damage. Here are four ways to safeguard your home against flood damage:
1. Get flood insurance
If you live in a flood-prone area, flood insurance is a must. Homeowners insurance does not cover flood damage, so you’ll need a separate policy to be protected. Flood insurance is available through the National Flood Insurance Program and private insurers.
2. Elevate your home
If your home is in a flood-prone area, consider elevating it. This can help reduce the risk of flood damage by keeping your home above the floodwaters.
3. Install a sump pump
A sump pump is a great way to protect your home from flood damage. Sump pumps are installed in the lowest part of your home and pump water out of your home in the event of a flood.
4. Seal your basement
If you have a basement, make sure it’s properly sealed. Waterproofing your basement can help prevent floodwaters from entering your home.
By taking these steps, you can help reduce your risk of flood damage. However, even if you take all of these precautions, there’s still a chance your home could be damaged by a flood. That’s why it’s important to have flood insurance to protect yourself financially in the event of a flood.
Sources:
https://www.floodsmart.gov/floodsmart/pages/about_us/what_we_do/prevent_flood_damage.jsp
https://www.fema.gov/protect-your-property-from-flooding
https://www.hunker.com/13424313/how-to-safeguard-your-home-from-flood-damage